Many workers are confused when it comes to their rights in a work place accident and understanding that there are two types of claims that can occur in a Workers Compensation matter.
Injuries and fatalities can occur in an unsafe work environment. Work Safe Australia has played an important role since 2008 in developing national policies regarding Workplace Health and Safety and Workers Compensation. While Australia holds an excellent track record in improving the conditions of employment for workers we are still seeing high numbers of fatalities and injuries at work throughout Australia. In 2017 there were 181 fatalities at work and this year hasn’t seen much improvement with already 16 work related deaths reported by mid-February. All workers should be able to go to their workplace without risk or fear of being involved in an incident that will negatively impact the rest of their lives.
Have you been injured at work? We empathise. This can be a very stressful time, especially if you are unable to work for an extended period of time and have a family and financial commitments to think about.
In 2013 Ms. Connor who was a train guard for Queensland Rail was injured when an unfortunate accident saw that she was struck by a train door she was attempting to hold open when the train took off. When the train door struck her, it pushed her off the train where she was then dragged along the platform by the moving train.
Total and permanent disablement (TPD) insurance provides you with a lump sum benefit if you cannot work due to sickness or injury. Your insurer will define in your policy whether you can make a TPD claim as either when you can’t work again in any occupation, or you can’t work in your usual occupation. Making a TPD claim and receiving a lump sum payment will help you moving forward with your everyday living expenses, necessary rehabilitation and past debts.